Merchant Cash Advance - UK
365 Finance
What it funds
Finance for SMEs in the UK with no fixed payments, fixed terms or security required. The advance is repaid as a percentage of future card sales.
How to apply
Apply via the scheme website: https://www.365finance.co.uk/merchant-cash-advance/
Last checked against the official source: 20 Jul 2026. Scheme parameters are set by the funder and can change — verify before applying, or let us do it for you.
Related schemes
Big Issue Invest - UK
Big Issue Invest
Big Issue Invest helps social enterprises and charities by providing loans and investments.
British Business Bank Growth Guarantee Scheme
British Business Bank
The Growth Guarantee Scheme makes sure UK businesses of any size can get the finance they need to help them invest and grow. The scheme offers term loans, asset-based lending and invoice financing. The UK government will guarantee 70% of the finance so lenders can feel confident in providing the loan. As the borrower, you will still be solely responsible for repaying the full debt. If your business is covered by the Northern Ireland Protocol, which sets out the regulations around Northern Irelan
British Business Bank - Start Up Loans
British Business Bank
A Start Up Loan is a government-backed personal loan available to individuals looking to start or grow a business in the UK. The loan is unsecured, so you won't need to provide any assets or guarantors to support your application. All owners or partners in a business can individually apply for up to £25,000 each, up to a maximum of £100,000 per business. The Start Up Loans Company is a subsidiary of the British Business Bank. How it works First, you'll need to complete an eligibility check onlin